The impact of financial stress on your employees is real. The effects on your business can mean increased medical costs, decreased productivity and retention. Recent research suggest business's who commit to adding a financial wellness benefit initiative, gain employees who are less stressed, more financially savvy and better prepared for retirement. A financial wellness benefit is a proactive strategy to reduce your benefits costs and more importantly increase workplace productivity, improved morale and retention. And, it's a benefit that is offered with no out-of-pocket costs to you or employees.